Understanding vet costs
Veterinary treatments become more sophisticated and more expensive – making pet insurance more important than ever. Read more
Pet Insurance
Covers up to 80% of eligible vet expenses¹ with no excess to pay
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Features & Benefits
- Freedom to take your pet to any registered vet in Australia
- Apply online or over the phone in minutes
- Pay fortnightly, monthly or yearly – at no extra cost
- Get back 10% of premiums you’ve paid after 12 months of your policy with The Real Reward™
- Simple and stress-free claims process
- Real Insurance is a multi-award winning insurance company, so you can relax knowing your pet is in safe hands
General Insurance Code of Practice Subscriber
To make sure you receive the highest standard of service when taking out cover, PetSure (Australia) Pty Ltd comply with the General Insurance Code of Practice.
PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 is a General Insurance Code of Practice Subscriber.
Add Optional Routine Care Benefit
By adding a Routine Care Benefit to your Premium Accident & Illness Cover, you’ll receive a benefit of up to $80 per year to help cover the costs of routine and preventative care such as vaccinations, flea control, health checks and even microchipping.
Like all insurance policies, there are some exclusions. Find out when we won’t accept a pet insurance claim.
17 years of award-winning insurance
Real Insurance has been recognised by leading industry and consumer award programs for our commitment to delivering value, innovation and customer-focused insurance for 17 consecutive years. These awards reflect our ongoing mission to make insurance simple, accessible and designed to support and meet the needs of everyday Australians.
While we're proud of the recognition we've received, we're even prouder of the trust Australians and their families continue to place in us every day.
Learn more about our awards
See how easy it is to apply for cover
Understanding Pet Insurance
Where to start with pet insurance
Pets are part of the family, which is why you want to make sure you can take care of them if something happens. Vet bills are often expensive and can come up at the worst times, so the last thing you want to deal with during this stressful period is a confusing pet insurance policy.
Other Commonly Asked Questions
How old does my pet have to be to get pet insurance?
You can insure your pet as soon as they’re eight weeks old. With our Premium and Standard Accident and Illness Covers, they also need to join before they turn nine, and before they turn sixteen for our Classic Accident and Illness Cover.
Can I continue to insure my pet as it gets older?
Absolutely. Once you have insurance for your pet, you can keep renewing your policy with us for the rest of its life, provided there is no break in your cover, with cover subject to the terms and conditions of your renewal policy.
I already have a wonderful vet. Can my pet still visit them?
Absolutely! Our pet insurance helps to cover eligible vet bills from any registered vet in Australia.
Does my pet insurance have an excess?
No, Real Pet Insurance does not have a fixed excess. Depending on the plan you choose, we reimburse up to 80% of all eligible veterinary expenses.
Ready to get covered?
Call us 1300 665 965
Get a Quick Quote Now
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- Terms, conditions, exclusions, benefit limits and sub-limits apply. A $2,000 annual condition limit applies to Classic Accident & Illness Cover. Claim for reimbursement.